{"id":32272,"date":"2026-10-23T22:14:47","date_gmt":"2026-10-23T22:14:47","guid":{"rendered":"https:\/\/mobailes.com\/?p=32272"},"modified":"2026-10-23T23:32:09","modified_gmt":"2026-10-23T23:32:09","slug":"phone-scams-how-to-protect-yourself","status":"publish","type":"post","link":"https:\/\/mobailes.com\/lt\/golpes-por-telefone-como-se-proteger\/","title":{"rendered":"Telefoniniai ir tekstiniai suk\u010diai: da\u017eniausiai pasitaikantys tipai ir kaip apsisaugoti"},"content":{"rendered":"<p class=\"wp-block-paragraph\">\u017dinut\u0117, kad j\u016bs\u0173 u\u017esakymas \u012fstrigo, skambutis, informuojantis, kad laim\u0117jote priz\u0105, skubus pinig\u0173 pra\u0161ymas. <strong>telefono ir tekstini\u0173 \u017einu\u010di\u0173 suk\u010diavimas<\/strong> Jie nuolat kei\u010dia drabu\u017eius, bet beveik visada vadovaujasi tuo pa\u010diu scenarijumi: sukuria skubos jausm\u0105, pelno j\u016bs\u0173 pasitik\u0117jim\u0105 ir pra\u0161o informacijos ar pinig\u0173.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0160iame vadove su\u017einosite apie da\u017eniausiai pasitaikan\u010dias suk\u010diavimo schemas, atpa\u017einsite \u012fsp\u0117jamuosius \u017eenklus ir su\u017einosite, k\u0105 daryti, jei j\u016bs ar kas nors i\u0161 j\u016bs\u0173 \u0161eimos nari\u0173 tampa vienos i\u0161 j\u0173 auka.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kod\u0117l telefonin\u0117s suk\u010diavimo aferos veikia taip gerai?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Suk\u010diai remiasi dviem veiksniais: skub\u0117jimu ir emocijomis. Kai \u017einut\u0117je minima skubi problema, \u0161eimos nario, kuriam reikia pagalbos, ar baigian\u010dio galioti prizo, \u017emon\u0117s veikia prie\u0161 pagalvodami. Be to, daugelyje suk\u010diavimo schem\u0173 naudojama tikra informacija, pavyzd\u017eiui, j\u016bs\u0173 vardas ar bankas, kuriame turite s\u0105skait\u0105, gauta duomen\u0173 nutek\u0117jimo metu. D\u0117l to \u0161is metodas atrodo teis\u0117tas.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Geriausia gynyba \u2013 \u017einoti modelius. Kai atpa\u017e\u012fstate model\u012f, tampa daug lengviau \u012ftarti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1. U\u017esakymo mokes\u010dio suk\u010diavimas<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip tai veikia:<\/strong> Gaunate SMS \u017einut\u0119 arba tekstin\u012f prane\u0161im\u0105, kuriame nurodoma, kad j\u016bs\u0173 u\u017esakymas yra sulaikytas ir kad turite sumok\u0117ti nedidel\u012f pakartotinio pristatymo arba muito mokest\u012f. \u017dinut\u0117je yra nuoroda \u012f puslap\u012f, kuris imituoja pristatymo \u012fmon\u0117s svetain\u0119, kur \u012fvedate savo kortel\u0117s duomenis arba sumokate kodu.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u012esp\u0117jamieji \u017eenklai:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nesitikite joki\u0173 pristatym\u0173 arba neprisimenate, kad k\u0105 nors pirktum\u0117te i\u0161 u\u017esienio.<\/li>\n\n\n<li>Nuorodos adresas keistas \u2013 sutrumpintas arba kitoks nei oficialioje svetain\u0117je.<\/li>\n\n\n<li>\u017dinut\u0117je nurodomas trumpas terminas, pavyzd\u017eiui, \u201csumok\u0117kite \u0161iandien arba siuntinys bus gr\u0105\u017eintas\u201d.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip apsisaugoti:<\/strong> Nespustel\u0117kite nuorodos. Jei pirkinys jau pakeliui, patikrinkite siuntos sekim\u0105 patys \u012fvesdami oficialios svetain\u0117s adres\u0105 arba atidarydami parduotuv\u0117s, kurioje pirkote, program\u0117l\u0119.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2. Netikr\u0173 priz\u0173 apgaul\u0117<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip tai veikia:<\/strong> Gaunate skambut\u012f arba \u017einut\u0119, kuria prane\u0161ama, kad laim\u0117jote priz\u0105, automobil\u012f arba pinigin\u012f priz\u0105. Ta\u010diau nor\u0117dami atsiimti priz\u0105, turite sumok\u0117ti mokest\u012f, pateikti banko duomenis arba bendrinti kod\u0105, gaut\u0105 SMS \u017einute.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u012esp\u0117jamieji \u017eenklai:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>J\u016bs neu\u017esiregistravote jokiai akcijai.<\/li>\n\n\n<li>Jie pra\u0161o i\u0161ankstinio mok\u0117jimo, kad \u201ci\u0161laisvint\u0173\u201d priz\u0105.<\/li>\n\n\n<li>Jie pra\u0161o laikyti tai paslaptyje arba nuspr\u0119sti vietoje.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip apsisaugoti:<\/strong> Teis\u0117tos akcijos neima mokes\u010dio u\u017e priz\u0173 pristatym\u0105. Pad\u0117kite ragel\u012f ir, jei norite patvirtinti, susisiekite su \u012fmone oficialiais kanalais, kuriuos galite rasti.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3. Suk\u010diavimas \u201cPakei\u010diau savo numer\u012f, atsi\u0173sk man Pix\u201d<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip tai veikia:<\/strong> Ka\u017ekas atsiun\u010dia \u017einut\u0119 i\u0161 naujo numerio su s\u016bnaus, s\u016bn\u0117no ar draugo nuotrauka, prane\u0161damas, kad pakeit\u0117 telefono numer\u012f. Po trumpo pokalbio ateina pra\u0161ymas: apmok\u0117ti skubi\u0105 s\u0105skait\u0105 arba atlikti pavedim\u0105, pa\u017eadant gr\u0105\u017einti j\u0105 kit\u0105 dien\u0105.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u012esp\u0117jamieji \u017eenklai:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Asmuo vengia atsiliepti \u012f telefono skambu\u010dius ar vaizdo skambu\u010dius.<\/li>\n\n\n<li>Ra\u0161ymo stilius kitoks nei \u012fprastai.<\/li>\n\n\n<li>S\u0105skaita, skirta mok\u0117jimui, yra kito asmens vardu.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip apsisaugoti:<\/strong> Prie\u0161 atlikdami bet kokius pavedimus, paskambinkite senuoju asmens numeriu arba pasikalb\u0117kite su jam artimu asmeniu. Kitas patarimas \u2013 u\u017eduoti klausim\u0105, \u012f kur\u012f atsakym\u0105 \u017einot\u0173 tik jis pats.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">4. Netikra banko skambu\u010di\u0173 centro apgaul\u0117<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip tai veikia:<\/strong> Jums paskambina asmuo, apsimetantis j\u016bs\u0173 banko darbuotoju, kuris informuoja apie \u012ftartin\u0105 pirkin\u012f, atlikt\u0105 naudojantis j\u016bs\u0173 kortele. Nor\u0117damas \u201cat\u0161aukti\u201d pirkin\u012f, asmuo pra\u0161o j\u016bs\u0173 slapta\u017eod\u017eio, SMS \u017einute gauto kodo, \u012fdiegti nuotolin\u0117s prieigos program\u0117l\u0119 arba pervesti pinigus \u012f \u201csaugi\u0105 s\u0105skait\u0105\u201d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u012esp\u0117jamieji \u017eenklai:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Jie pra\u0161o slapta\u017eod\u017eio, patvirtinimo kodo arba vis\u0173 kortel\u0117s duomen\u0173.<\/li>\n\n\n<li>Jie pra\u0161o \u012fdiegti koki\u0105 nors program\u0117l\u0119 skambu\u010dio metu.<\/li>\n\n\n<li>Jie kalba apie \u201csaugi\u0105 s\u0105skait\u0105\u201d arba \u201capsaugin\u0119 s\u0105skait\u0105\u201d, kur galite pasiimti savo pinigus.<\/li>\n\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Kaip apsisaugoti:<\/strong> Bankas nepra\u0161o slapta\u017eod\u017ei\u0173 ir neperduoda informacijos telefonu. Pad\u0117kite ragel\u012f ir susisiekite su jais patys per oficiali\u0105 program\u0117l\u0119 arba numeriu, atspausdintu kortel\u0117s gale. Jei \u012fmanoma, skambinkite i\u0161 kito \u012frenginio, nes kai kuriais atvejais linija vis dar gali b\u016bti sujungta su ankstesniu skambu\u010diu.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Kaip apsaugoti t\u0117vus ir senelius<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vyresnio am\u017eiaus \u017emon\u0117s paprastai atsiliepia \u012f bet kok\u012f skambut\u012f ir pasitiki tais, kurie kalba mandagiai. Keletas paprast\u0173 veiksm\u0173 gali pad\u0117ti:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Aptarkite da\u017eniausiai pasitaikan\u010dias suk\u010diavimo schemas, remdamiesi realiais pavyzd\u017eiais, nesukeldami nerimo.<\/li>\n\n\n<li>Sujunkite \u0161eimos \u201craktin\u012f \u017eod\u012f\u201d, kad patvirtintum\u0117te pinig\u0173 u\u017eklausas.<\/li>\n\n\n<li>\u012ejunkite \u0161lam\u0161to filtr\u0105 ir parinkt\u012f nutildyti ne\u017einomus numerius j\u0173 mobiliuosiuose telefonuose.<\/li>\n\n\n<li>Prie\u0161 atlikdami bet kok\u012f mok\u0117jim\u0105 telefonu, ai\u0161kiai pasakykite, kad jie gali jums paskambinti.<\/li>\n\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Pakliuvau \u012f suk\u010di\u0173 pinkles. Kas dabar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Jei bendrinote duomenis arba atlikote mok\u0117jimus, greitas veikimas padidina j\u016bs\u0173 galimybes suma\u017einti nuostolius.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Nedelsdami kreipkit\u0117s \u012f savo bank\u0105.<\/strong> Oficialiais kanalais paai\u0161kinkite, kas nutiko, ir, jei taikoma, papra\u0161ykite u\u017eblokuoti kortel\u0119 ar s\u0105skait\u0105. Brazilijoje \u201ePix\u201c pavedimus galima u\u017egin\u010dyti naudojantis specialiuoju gr\u0105\u017einimo mechanizmu (MED), kur\u012f reikia pateikti savo bankui.<\/li>\n\n\n<li><strong>Pakeiskite slapta\u017eod\u017eius.<\/strong>, pradedant nuo banko, el. pa\u0161to ir prane\u0161im\u0173 siuntimo program\u0117li\u0173.<\/li>\n\n\n<li><strong>\u012egalinti dviej\u0173 etap\u0173 patvirtinim\u0105.<\/strong> \u201eWhatsApp\u201c ir pagrindin\u0117se paskyrose.<\/li>\n\n\n<li><strong>Pateikite policijos prane\u0161im\u0105.<\/strong> Daugelyje viet\u0173 tai galima padaryti internetu, virtualioje policijos nuovadoje.<\/li>\n\n\n<li><strong>Prane\u0161kite savo kontaktams.<\/strong> Jei suk\u010dius naudojo j\u016bs\u0173 susira\u0161in\u0117jimo paskyr\u0105, \u012fsp\u0117kite kitus neatlikti joki\u0173 pavedim\u0173.<\/li>\n\n\n<li><strong>Saugokite \u012frodymus:<\/strong> Pokalbi\u0173 ekrano kopijos, skambin\u0119s numeris, kvitai ir laikas.<\/li>\n\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">U\u017e Brazilijos rib\u0173 veiksmai yra pana\u0161\u016bs: susisiekite su savo banku, policija ir vartotoj\u0173 teisi\u0173 apsaugos agent\u016bra savo \u0161alyje.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Taip pat \u017ei\u016br\u0117kite:<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/mobailes.com\/lt\/how-to-block-spam-calls-on-android-and-iphone\/\">Como bloquear liga\u00e7\u00f5es de spam no Android e iPhone<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mobailes.com\/lt\/block-spam-calls-and-scams\/\">Como bloquear liga\u00e7\u00f5es de spam e golpes no celular<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mobailes.com\/lt\/free-up-cell-memory-2\/\">Apps para liberar mem\u00f3ria do celular<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/mobailes.com\/lt\/speed-up-cell-phone-3-apps-to-make-your-android-faster\/\">Como deixar o celular mais r\u00e1pido<\/a><\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1254\" height=\"1254\" src=\"https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2.webp\" alt=\"An\u016bk\u0117 rodo savo mobil\u0173j\u012f telefon\u0105 mo\u010diutei ant sofos ir ai\u0161kina, kaip i\u0161vengti suk\u010diavimo.\" class=\"wp-image-32277\" srcset=\"https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2.webp 1254w, https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2-300x300.webp 300w, https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2-1024x1024.webp 1024w, https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2-768x768.webp 768w, https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2-12x12.webp 12w, https:\/\/mobailes.com\/wp-content\/uploads\/2026\/10\/image-2-696x696.webp 696w\" sizes=\"auto, (max-width: 1254px) 100vw, 1254px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">I\u0161vada: nepasitik\u0117jimas yra geriausia apsauga.<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Skub\u0117jimas, slaptumas ir pinig\u0173 ar kod\u0173 pra\u0161ymai yra trys pasikartojantys po\u017eymiai beveik visose suk\u010diavimo schemose. Jei pasteb\u0117jote bet kur\u012f i\u0161 \u0161i\u0173 po\u017eymi\u0173, sustokite, pad\u0117kite ragel\u012f ir patikrinkite istorij\u0105 pasirinktu kanalu. Pasidalykite \u0161iais patarimais su artimaisiais: da\u017enai pokalbis \u0161eimoje gali pad\u0117ti i\u0161vengti dideli\u0173 nuostoli\u0173.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nor\u0117dami gauti ma\u017eiau \u012ftartin\u0173 skambu\u010di\u0173, taip pat \u017er. i\u0161sam\u0173 vadov\u0105. <a href=\"https:\/\/mobailes.com\/lt\/how-to-block-spam-calls-on-android-and-iphone\/\">Kaip blokuoti \u0161lam\u0161to skambu\u010dius ir ne\u017einomus numerius \u201eAndroid\u201c ir \u201eiPhone\u201c.<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u017dinut\u0117, kad j\u016bs\u0173 u\u017esakymas \u012fstrigo, skambutis, informuojantis, kad laim\u0117jote priz\u0105, skubus pinig\u0173 pra\u0161ymas. Tai ir yra suk\u010diavimo atvejai...<\/p>","protected":false},"author":1,"featured_media":32277,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_revidia_rewards_active":"","_mc_subtitle":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-32272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-aplicativos"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Golpes por Telefone: Os Mais Comuns e Como se Proteger<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a os golpes por telefone e mensagem mais comuns, como taxa de encomenda, falso pr\u00eamio e falsa central do banco, e saiba o que fazer se cair em um.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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